FHA financing is probably the most widely used financing program available. It has many dimensions and allows for purchase, refinance and cash out refinance. It’s typically a 30 year fixed, but could be an adjustable rate mortgage as well. FHA financing is for primary residence, owner occupied properties, however it is available for mixed use [...]
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USDA Financing – No Down Payment
For a while there was a scare about lack of funding and additional reasons as to why this loan product would soon be unavailable – but it’s still here! And for how long… nobody knows. Technically, Casa Grande doesn’t qualify due to our growing population but we were kept in under an exception and will [...]
Mortgage Basics 101
According to Zillow, 44% of homebuyers are not confident about the mortgage process. Before jumping in to a 15, 20 or 30 year commitment, check out this video clip from Today.
40% of Home Buyers Don’t Shop Mortgage Rates
That’s an astounding number when you think about it! That means that 2 out of 5 home buyers only applied with one lender, but only 1 in 4 or 28% feel confident that they got the best deal. Typically, I suggest buyers should shop around, but don’t just shop at your local banking institution. Sure, [...]
Arizona Purchase Contract | Type of Financing
An overview of the available types of financing that are most widely used in the Casa Grande area.
It’s back… 100% financing is available again!
One of the best first time home-buyer loan programs is back – no down payment required!
100% Loan Quickly Fading Away
Did you know there are still 0% down loan programs available? Well at least there are for now, but funds are due to run out very quickly.
